Best Cd Rates Dec 2025. Just be sure you won't need to access your cash until the cd matures. Now, however, with inflation cooling, the fed slashing rates and cd yields on the decline, many investors are wondering if cds are still worth it in 2025.

Annual percentage yields (apys) and account details are accurate as of december 9, 2024. By shopping our daily ranking of the best cd rates, you can choose from dozens of options that pay 5% or better on terms lasting until 2025, or in the 4% range for cd rate locks.